Why similarly priced protection policies can offer different cover
Look beyond the monthly premium at definitions, payment periods and the cover left after a claim.
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Understand the choices behind your cover
Practical guides to life insurance, critical illness cover, income protection, added benefits and choosing cover for your circumstances.
6 guides
Protection benefits you may be able to use before making a claim
Understand digital GP access, second opinions and the difference between included services and paid options.
Read guideIncome protection for NHS staff
Your NHS sick pay is the starting point for an income protection plan. We help you understand where your existing support ends and what additional cover could do.
Read guideLife insurance with diabetes
Having diabetes does not necessarily mean life insurance is unavailable. We help you explore the options, understand what insurers need to know and choose cover around your circumstances.
Read guideChildren’s critical illness cover: what matters
If a child becomes seriously ill, a payout could help with time away from work or additional household costs. What is covered, and how much a policy could pay, varies.
Read guideWhat happens to your life cover after a critical illness claim?
Understand how a critical illness payout can affect linked life insurance and what to ask about your policy.
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